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Thursday, June 11, 2009

Dental Insurance

As an Orlando Dentist we get phone calls each day about dental insurance . We get asked if they can buy dental insurance and which one to get. Unfortunately, buying private dental insurance is almost impossible and if you can find it without long waiting periods for major work it is expensive and then the maximum for year is only a thousand dollars. It is better than paying for this insurance premium, to just pay at the dentist for what you need done. This insurance is not really helping you. The insurance also does not cover veneers or teeth whitening or crowns.

The best insurance you can get is from your employer, and when they put on the seminar you want to select the PPO not the HMO. With the PPO you can choose your dentist and usually they have higher maximums and cover more things. You might pay out of your check a couple penny's more, but it is worth it. You definitely want to get all your work done when you have this type of insurance, and use the whole maximum each year giving you updated dental work. In your life time you will need your dentistry replaced about 3 times. Everything wheres out including dentistry.

We will be happy to tell you what your insurance covers and all your benefits. We do what we call a blue sheet that gives my staff all your insurance information. They tell us everything that is covered and at what percentage. We would be happy to help you also. Our office takes most insurance and all PPO's.

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Dr. Paul C. Aschacher Lic.# DN10702